Tag Archives: failure

One Woman’s Failure in Seeking a Photo ID to Vote

The Tennessean has a story of a Nashville woman’s efforts to get a photo ID for voting. Cora Beach, 56, who lives in public housing in East Nashville and requires regular dialysis for kidney failure, has so far been unsuccessful.
On her initial trip to a Davidson County driving center, Beach lacked a required birth certificate to prove citizenship. She quickly fixed that by having one sent from her native Selma, Ala.
But Beach was turned away again last week and a third time Tuesday — at separate driving centers — even though she displayed her birth certificate, apartment rental lease and Social Security, Medicaid and Davidson County voting cards.
Those documents more than met the state’s requirement of two documents to prove residency. But there’s one final document Beach must produce, and, so far, she hasn’t been able to: her two marriage licenses, including one from Toledo, Ohio.
…Michael Hogan, director of the Department of Safety’s Driver Service Division, said driving center workers are following the correct protocol in Beach’s situation by trying to match her birth certificate to her proof of Tennessee residency.
“Those documents have to line up,” he said. “What happens is, particularly with women, whenever they marry, their legal name is now the name of their husband.”
Hogan says marriage certificates, divorce decrees or certified court orders are used to “bridge that gap” of identity from a maiden name to current last name
Beach, who claims on one occasion she waited at the driving center for two hours only to be turned down, described her ordeal in one word: “hell.”

State Takes Over ‘Unsound’ Franklin Bank

News release from state Department of Financial Institutions:
NASHVILLE – The Tennessee Department of Financial Institutions (“Department”) took possession of Tennessee Commerce Bank, Franklin, Tennessee at 4:00 p.m. CST on January 27, 2012. The Department has appointed the Federal Deposit Insurance Corporation (“FDIC”) as Receiver of the Bank effective upon the Department taking possession of Tennessee Commerce Bank.
The Department took possession of Tennessee Commerce Bank due to Tennessee Commerce Bank’s impaired capital, unsound condition and the bank’s inability to continue normal operations.
Through an agreement with the FDIC, deposit accounts of Tennessee Commerce Bank have been transferred to Republic Bank & Trust Company, Louisville, Kentucky and will be available immediately. Depositors of Tennessee Commerce Bank will automatically become depositors of Republic Bank & Trust Company. Depositors will be able to access their accounts at the former main office of Tennessee Commerce Bank during regular business hours. Customers of both banks should continue to use the existing office until Republic Bank & Trust Company can fully integrate the deposit records of Tennessee Commerce Bank. Additionally, the former depositors of Tennessee Commerce Bank can continue to access their accounts through automated teller machine transactions, checks and debit transactions.
Since deposits transferred to Republic Bank & Trust Company, there will be no loss exposure to former customers of Tennessee Commerce Bank. The FDIC has established a website and a toll-free phone number to answer questions from depositors, creditors and other interested parties regarding the receivership of Tennessee Commerce Bank. Please refer to the FDIC’s website at http://www.fdic.gov/bank/individual/failed/tcb.html for further information regarding the details of the transaction. The toll-free number is 1-800-450-5668. The phone number will be operational this evening until 9:00 p.m., Central Standard Time (CST); on Saturday from 9:00 a.m. to 6:00 p.m., CST, on Sunday from noon to 6:00 p.m., CST; on Monday from 8:00 a.m. to 8:00 p.m., CST; and thereafter from 9:00 a.m. to 5:00 p.m., CST.
The Department’s Commissioner, Greg Gonzales, reminds depositors that deposits for all Tennessee banks are insured by the FDIC up to $250,000. Special rules are in place for accounts held in trust status and joint accounts that may further expand deposit insurance coverage. Additional information on FDIC Deposit Insurance may be found at www.fdic.gov.